Disclaimer

The information and tools provided by ToolNest are for general informational and educational purposes only. While we work to keep every tool accurate and every article correct, we make no representation or warranty of any kind, express or implied, about the completeness, accuracy, reliability or suitability of the information or output for any particular purpose.

Any reliance you place on tool output or written content is strictly at your own risk. You should independently verify results before acting on them.

Our loan, mortgage, interest and percentage calculators produce estimates only. They use standard formulas and the figures you enter, and they cannot account for lender-specific fees, insurance, variable rates, tax treatment or eligibility criteria.

Nothing on ToolNest constitutes financial advice, an offer of credit, or a recommendation to enter into any financial product. Always confirm figures with the provider and, where appropriate, a regulated financial adviser.

BMI, calorie and related calculators are provided for general informational purposes. They rely on population-level formulas that do not account for muscle mass, body composition, age, medical conditions or pregnancy.

Nothing on ToolNest is medical advice or a substitute for consultation with a qualified healthcare professional. Do not use these tools to diagnose, treat or manage any health condition.

Any legal or tax references on the site are general in nature and may not reflect the law in your jurisdiction or the current state of the law. ToolNest is not a law firm or an accounting practice and does not provide legal or tax advice. Consult a qualified professional for your specific circumstances.

Our calculators use published statutory formulas, but the rates you enter are your own inputs. Mortgage, loan and savings rates change constantly, and sales tax and VAT rates are set by individual states, countries and local authorities. Always confirm the current rate with your lender, tax authority or a qualified adviser before acting on any result.

The site may contain links to external websites that are not provided or maintained by us. We do not guarantee the accuracy, relevance or completeness of information on those sites, and linking does not imply endorsement.

ToolNest is supported by display advertising served through Google AdSense. Advertisements are labelled and are kept separate from tool functionality and editorial content. We do not accept payment in exchange for positive coverage, and we do not publish sponsored articles. See our Privacy Policy for how advertising cookies are handled.

If you believe a tool is producing an incorrect result, or that an article contains an error, please tell us at hello@toolsnest.me. Confirmed errors are corrected promptly and prioritised over new features.

In no event will ToolNest be liable for any loss or damage, including without limitation indirect or consequential loss or damage, arising from loss of data or profits in connection with the use of this website. This disclaimer is subject to the limitation-of-liability provisions in our Terms of Service.